About Property Buyer Singapore Mortgage Consultants

www.PropertyBUYER.com.sg Singapore Mortgage Consultants and home loan and housing loan consultants in Singapore is the website of:

CORECONCEPT SYSTEMS PTE LTD
Business Registration 公司注册号码: 200618162C
No. 8 Liang Seah Street #02-01, Liang Seah Court, Singapore 189029

TEL: +65 - 6100-0608
SMS: +65 - 9782-8606
Contact Us

Who Are We?

www.PropertyBUYER.com.sg is a RESEARCH FOCUSED Independent Mortgage Advisory that helps HOME Owners & BUSY individuals understand and interpret their family's financial commitment to find the best fit home loans or Refinancing loans, either to SAVE MONEY or to SLEEP WELL at night, knowing that they have structured their Home Loans properly.

Because this work is time-consuming.

There are more than 100 home loans in the market place. The packages get updated almost every other week, some including changes in terms and conditions. Doing this search yourself would require at least 5 to 10 days of your time and you could of course do it better than us, if you wanted to.

I am really BUSY, but I want to refinance to SAVE, can you help me?

Sure, you can Contact Us or email us directly at : loans@propertyBUYER.com.sg

What Does It Cost Me TO Use Property Buyer Mortgage Consultants?

This service is TOTALLY FREE to you as the bank pays us a Fee when the loan is disbursed as they save on front-end staffing. (This is the reason why we can keep this service free)

You have nothing to lose and everything to GAIN.

CALL US: +65 - 6100-0608
Email Us: loans@PropertyBUYER.com.sg
FREE HOME VALUATION (Indicative)

Why Are We Differernt?

We do NOT emphasize CHEAP LOANS just to draw your attention. We are RESEARCH FOCUSED and balance RISK versus BENEFIT for your loans, we do not simply recommend the cheapest to achieve a quick sale, because we believe that if you like what you read, even if you cannot ReFinance at this time, we hope you will tell 10 other people about us through using the + SHARE button on the top right hand corner by bookmarking us.



However if you do let us service you, we will try our very best to serve your interests. As we do NOT Sell properties, we do NOT sell FUNDS and we do NOT sell Insurance, we have ZERO vested interests and we have ZERO conflicts of Interests, we are much more likely to do this better than anyone else.

So what is the big deal about loans?

In fact there are many things involved in Home loans or Refinancing, such as (but not limited to):

• RESEARCH - Macro and micro economic conditions
• RESEARCH - Property itself and Valuation
• RESEARCH - Sensitivity analysis
• RESEARCH - Loan Analysis
• RESEARCH - FREE Property Buying Check list for Taking out

Emotions in buying

• Family's financial situation
• Family's future financial plan
• Home Loan regulatory environment
• Getting favourable Terms and Conditions
• Getting the loan size you desire
• How to use the best features or combine the best features?
• How to negotiate favourable feature combinations from the banks? (some are not off the shelf)

In fact you can read more of our articles and you will find that we are very conservative in our approach.

So Do You Work For The Banks?

We are independent, we do NOT represent the banks NOR work for them. We are not beholden to any bank in our approach.

Our Approach

We always research to highlight the risks versus benefit in each of the scenarios. Some buyers have even engaged our services (we charge a FLAT FEE) to conduct more in-depth BUY-SIDE Property research because there are no BUYING AGENTs in Singapore. Most agents are representing sellers and earn their commission from the seller. Even the most ethical agents are time-pressed to match you with properties.

Are We An Agent?

No, we are NOT property Agents. We do NOT engage in buying and selling properties. Our site facilitates all agents to sell and list properties, buyers can contact the agents directly. Interest rates have dropped to within ~0.3% of a 10-year low, NOW may a good time to evaluate REFINANCING.

Why do you have property listings?

No man is an island. So we have created a platform to allow all property agents as well as Home owners to list their properties here for free. While you are reading and educating yourself on Mortgage and Property in general, you can also browse the properties. We do NOT sell properties, but if you wish, we could find an agent for you.

Our Community - Buyers

Buyers can sign up for Free to receive updates on property, mortgage news and updates. If you are browsing for properties, there is a "SAVE" feature that allows you to take your time to view perhaps when you come back from a trip. The "SAVE" feature allows you also to compare the various shortlisted properties (NO NEED to manually Jot down).

Why are you so sure you are correct? Can you guarantee us?

We cannot be sure to be always correct and we cannot guarantee you. We are human beings and we do make mistakes too, although we try to make sure what we do and write are free from errors or inaccuracy, we cannot guarantee you against anything from using our advice. However we use a factual Research Focused Approach. That means what we say are backed by statistics or raw data. We do not simply regurgitate market news or rumour without verifying it.

However if you still spot something wrong, please let us know, we will be very happy to validate it so that we can raise the standard for the benefit of everyone. We do have some opinions about things and that represents our opinion(s) and are meant for educational purposes only and we are not responsible for any damages or losses arising from using our site or services.

You can always read and see what makes sense for you. If you have a questions, feel free to ask us.

We are a Research-focused Singapore Mortgage Consultant which helps you compare Singapore Home loans either for new home loans or refinance home loans, we balance risks versus rewards for each home loan to match your risk profile and financing needs.

Buying property is a serious affair, we do NOT advocate a Greed or fear based buying approach, we emphasize that you need to check your property home loan affordability. Check out the mortgage calculators.

Not Simply Cheap, but what Fits.
We Research, You Save!